Quick Answer: Why Is My Debit Card Being Declined When There’S Money On It?

How do you fix a declined debit card?

To resolve a declined payment, you’ll need to figure out why the payment was declined.

Usually this involves contacting your bank or credit card company to fix the issue….Figure out the reason for the decline.

Contact your credit card company or bank.

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Figure out the reason for the decline.More items….

Why is my card being declined?

The simplest explanation for having your credit card declined is that you simply don’t have enough available credit to make the purchase. This can especially be a problem if you have a low credit limit. … Another reason you may be at your credit card limit is if you continuously have a high credit card balance.

Do you get charged if your debit card is declined?

If you try to use your debit card when there is not enough money in your account to cover the transaction and your account does not allow overdrawing, the transaction will be declined. No fee is charged. If your account allows overdrawing, you can be charged a fee, like with a check.

How do I unblock my debit card?

6 Simple Steps to Block Unblock your Debit CardLogin to Internet Banking/Mobile Banking.Click on DEBIT CARD SERVICES.Click on DEBIT CARD OFF (Temporary Blocking).Select your Account Number & Card Number form the drop-down menu, select the reason and enter your comments.More items…

Why is my debit card not authorized?

If a charge is not authorized, it usually means that there is a problem with the account or that you are at, near, or over your credit limit. … However, sometimes the merchant is unable to connect with your card issuer because of a technological glitch.